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Chapter 7 Bankruptcy Lawyer in Orlando

Contact a Knowledgeable Orlando Bankruptcy Attorney Today

Are you struggling to make ends meet under the weight of crippling debt? Are you constantly receiving harassing messages and notices from creditors demanding payment? At Perez Conrique Law, our highly skilled Orlando bankruptcy lawyers can help you eliminate your debt and move towards financial freedom through the process of filing for Chapter 7 bankruptcy.

With more than 20 years of collective experience, our firm’s dedicated legal professionals have helped countless clients overcome their financial struggles and can help create a debt-reduction strategy that best fits your needs. With compassionate representation, one-on-one attention and an unshakable dedication to protecting your interests, we are prepared to do everything within our power to help you get through this difficult time and get back on the road towards a debt-free future.

Get started today by calling our office at (407) 749-1591.

What Debts Can I Erase Through Chapter 7 Bankruptcy?

If you qualify, Chapter 7 bankruptcy can allow you to completely discharge your unsecured debts. This process involves liquidating your excess property in order to satisfy collectors. While some of your possessions can be deemed exempt from creditors such as low-cost vehicles and family heirlooms, it is important to note that anything that is deemed excess property by the courts is subject to being claimed by creditors. Once debt is discharged, however, it is gone forever.

The following debts can be discharged through Chapter 7 bankruptcy:

  • Credit card debts
  • Medical bills
  • Cash advances
  • Personal loans
  • Overdue utility expenses
  • Some older income tax debts

In addition, filing for Chapter 7 bankruptcy can immediately invoke automatic stay laws that shield you from creditor collection efforts such as wage garnishments, foreclosures, and repossessions.

Do I Qualify for Chapter 7 Bankruptcy?

In order to qualify for Chapter 7 bankruptcy, you must first pass a “means test” that compares your level of debt to your average monthly income. If your income is less than the Florida median, you automatically qualify. Determining eligibility can be a complex process with several applicable formulas. Our firm’s attorneys can examine your individual situation and help you determine if Chapter 7 is a feasible option.

If you do not qualify, you may still be able to pursue debt relif via a Chapter 13 bankruptcy. While this method does not allow you to discharge your debts, you will not have to liquidate your assets either. Instead, Chapter 13 bankruptcy involves reorganizing a person’s finances and establishing a three-to-five year repayment plan.

Get the Representation You Deserve – Contact Us Today!

Nobody should have to face bankruptcy alone. At Perez Conrique Law, our Orlando bankruptcy attorneys understand the gravity of your situation and are willing to stand by your side every step of the way. We genuinely want to see you achieve financial freedom, and we are committed to protecting your rights. With our results-driven advocacy and invaluable knowledge, we can help you move past your debt and help you achieve a fresh financial start.

Take back your future today by contacting our office online or by requesting a free consultation.

Perez Conrique Law - Orlando Foreclosure Attorney
Located at 746 North Magnolia Avenue, Orlando, FL 32803. View Map
Phone: (407) 749-1591 | Local Phone: (407) 545-4400.
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.