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Government and Lender Programs

Facing foreclosure in Orlando? Consider your options!

If you're facing foreclosure in Orlando, you are not alone. Florida is one of the "sunshine states" that was hit hard by the real estate crisis and the Great Recession.

At Perez Conrique Law, we understand that your home is possibly the largest investment of your life and valuable to you and your family. Our compassionate legal team is prepared to do whatever it takes to save your home from foreclosure.

Why work with Perez Conrique Law?

Attorney Elayne M. Perez has worked with countless clients who have endured financial hardships because of divorce, unemployment, illness and other circumstances beyond their control. Just a few of the reasons why we are different than other foreclosure attorneys in Orlando:

  • We have over 20 years of collective experience
  • We have assisted countless clients in their foreclosure cases
  • We provide one-on-one attention and give detailed explanations on your case
  • We make ourselves readily available to take your calls and answer your questions
  • We offer affordable legal representation
  • We offer free case evaluations
  • Admitted to practice in Florida, New Jersey and Pennsylvania
  • Real estate experience which provides unique insight into your case

Alternatives to Foreclosure

Since Florida has been flooded by foreclosures in the real estate market, government and lender programs have sprung up in an attempt to help homeowners stay in their homes and decrease the number of foreclosures throughout the state.

If you are facing foreclosure, there may be one or more strategies that may help you avoid losing your home. As a seasoned Orlando foreclosure attorney, Elayne M. Perez will review the circumstances of your case and determine if there is a government or lender program available that may prove beneficial for your situation and allow you to keep your home.

Depending on your individual situation and best interests, we can determine which course of action would be to your greatest advantage. The best remedy may involve a loan modification or a mortgage refinance negotiation. Fortunately, government and lender programs have been established to provide flexibility in mortgage payments and can benefit individuals experiencing financial hardship; these programs include:

Home Affordable Refinance Program (HARP)
Homeowners who are unable to qualify for a refinance can try and negotiate a mortgage refinance plan through HARP. While HARP does not work for all homeowners, it can be very useful to homeowners who are in the following situations:

  • Homeowners with little to no equity in their home.
  • Homeowners who can afford new payments on their mortgage.

Home Affordable Modification Program (HAMP)
HAMP is suitable for homeowners who are several months behind on their mortgage payments, are in the midst of foreclosure proceedings, or in cases where foreclosure is imminent. HAMP allows the interest rates on home loans to be reduced. A homeowner may qualify for HAMP if they:

  • Have a loan to modify
  • Obtained their mortgage prior to January 1, 2009
  • Currently and primarily live on the premises
  • Are either behind on their mortgage or are about to default because of financial hardship

Let us help you save your home!

When facing foreclosure, it's important to review all of your options. At the Perez Conrique Law, we gladly offer free case evaluations, this way you can get your questions answered and clear direction on your case. We care about your investment and your family and strive to provide you with all of your options so you can make an informed decision about the future of your home.

Contact our Orlando foreclosure law firm today. You have everything to gain and nothing to lose from meeting with us in a free case evaluation!

Perez Conrique Law - Orlando Foreclosure Attorney
Located at 746 North Magnolia Avenue, Orlando, FL 32803. View Map
Phone: (407) 749-1591 | Local Phone: (407) 545-4400.
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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.